Before AEP Ends: A Quick Check-In for 2027

Reviewing your coverage now can help you feel prepared for what's ahead

Medicare's Annual Enrollment Period (AEP) ends December 7. Before it does, you have time to take a closer look at your coverage for 2027 to make sure it meets your needs.

If you're happy with your current plan, it's still worth reviewing your 2027 coverage so you know what to expect. 

Start by looking back — and then ahead

Think about the past year. What worked well for you? Consider the doctors and care you received, your prescription coverage and the benefits you used and valued most.
Then think about the year ahead. Has anything changed with your health or the care you may need? Maybe you have a new diagnosis, started a new medication or need a little more support with an ongoing condition.

A move can affect your coverage, too. If you've moved or are planning to move, Member Services can help you understand what that may mean for your plan.
Looking back at what worked well and what's changed can help you decide what you need from your coverage in the coming year.

See what to expect from your plan in 2027

You've thought about what's changed for you. The other part of the picture is what may be changing with your plan for 2027.

Your Annual Notice of Change (ANOC) is a good place to start. It gives you an overview of what's changing and what's staying the same. That may include changes to your premium, out-of-pocket maximum, copays or prescription drug costs. 

The side-by-side summary near the front makes it easy to compare this year's coverage with next year's. You can find your ANOC at Plan Documents | THP Medicare. 

Next, check your doctors and medications

Have a doctor you trust and want to keep seeing? Check the Provider Directory to make sure they're still in your plan's network for 2027. If you take prescription medications, check your plan's drug list to make sure they're still covered.

You can find this information at Plan Documents | THP Medicare. If you'd like help checking your doctors or medications, call Member Services at 800-240-3851 (TTY: 711).

You can also review your Summary of Benefits for an overview of your 2027 coverage and your Evidence of Coverage (EOC) for the full details.

Take another look at what your plan offers

Your plan has benefits and resources that can support your health and make everyday life a little easier. As you review your coverage for 2027, it's also a good time to remind yourself what's available to you.

These include:

• One Pass®, with access to fitness locations, online workouts, brain-health activities and in-person social activities
• Dental coverage for preventive care
• Vision and hearing benefits, including a Flexible Benefit Card to help with related costs
• A 24-hour nurse line you can call with health questions, day or night

You can find more information about your benefits at Plans & Benefits | THP Medicare or call Member Services at 800-240-3851 (TTY: 711) if you have questions.

Find the right fit for 2027

Once you've thought about what you need and what your plan offers for 2027, you may find that your current coverage still works well for you. If you're happy with it, you don't need to do anything — your plan will automatically renew for next year.

If you'd like to explore other plan options for 2027, you can do so at Plans & Benefits | THP Medicare or talk with Member Services at 800-240-3851 (TTY: 711), 8 a.m. to 8 p.m., seven days a week. You may also call this number if you have questions about your current coverage.

Taking a closer look now can help you feel confident in your choice and ready for the year ahead.